Current BoE base rate 3.75% Inflation (CPI) 2.9% as at Jul 2026 · next review 17 Sep · sources: Bank of England & ONS
About us

We are The Millwood
Mortgage Co.

The Millwood Mortgage Company Ltd is a mortgage and protection advice firm, helping people across the UK make confident, well-informed decisions about buying, moving and protecting their home.

Buying a home is one of the biggest financial decisions most people ever make, and it can feel complicated. Our job is to take that weight off your shoulders. Whether you're a first-time buyer, moving up the ladder, remortgaging, or investing in a buy-to-let, we take the time to understand your circumstances and search from a range of UK lenders to find a mortgage that genuinely fits — then we explain every option in plain English, so you always understand the reasons behind our recommendation.

We don't stop at the mortgage. Protecting your home and your family matters just as much, so we also advise on life insurance, critical illness cover and income protection, comparing a range of leading insurers to find cover that suits your needs and your budget. It's the part many people overlook — and the part we make sure you never do.

We work with clients throughout the United Kingdom — first-time buyers, home movers, people remortgaging, landlords and families — offering clear, impartial advice you can trust at every stage of your journey. No jargon, no pressure: just straightforward, honest guidance built around you.

Our values

What we stand for.

TRANSPARENCY

Clear from the start

We believe mortgage advice should be clear, honest and easy to understand. That's why we communicate openly, explain your options clearly and keep you informed throughout the process.

PERSONAL SERVICE

Tailored to you

We take the time to understand your circumstances, goals and concerns — and shape our guidance around them.

TRUST

In it for the long term

We build lasting relationships based on reliability, professionalism and doing what's right for our clients.

RESPECT

People first

We treat every client with care, understanding and respect at every stage of the journey.

Our people

Meet the team.

MB

Michael Brown

Marketing
MG

Michelle Germain APFS Cert (MP)

Chartered Financial Planner
AI

Alan Ikin CeMAP

Mortgage & Protection Specialist

We're here to help.

Whether you're just beginning your search or you've already found a property, we'd love to hear from you.